Life Insurance Sleep Apnea Uk

April 11, 2021

The bad news is that most people with sleep apnea may suffer from other health conditions as well such as type 2 diabetes obesity or even heart problems. Risk factors for obstructive sleep apnoea.

Choosing The Best Critical Illness Cover And Life Insurance Policy

Tobacco usage bmi etc.

Life insurance sleep apnea uk. Because sleep apnea if left untreated can cause death and because sleep apnea can increase the risk of numerous other diseases life insurers are very picky when proposing any life insurance policy to any insured. As a result if you have the condition and you need life insurance you should work closely with a competent insurance agent. Sleep apnea affects life and health insurance but car insurance isn t directly impacted.

Typically an individual with sleep apnea will quit breathing during sleep for a time period varying from a few seconds to a few minutes. Life insurance companies take sleep apnea very serious. Sleep apnea is a condition that causes disturbances in breathing while sleeping.

Can i get life insurance with sleep apnea. It s also more likely to affect men than women. You can get obstructive sleep apnoea osa at any age although in the uk it s most common in people aged between 30 and 60.

With some companies you may even get preferred best rates. While it s a condition that s manageable see below for treatment options sleep apnea does affect life insurance rates. Combining these with the sleep apnea issue may take your rates to a different height or get you declined altogether.

Sleep apnea and auto insurance. If you have sleep apnea give us a call at 888 411 1329. If you re ready to get started compare life insurance companies to find one that s the right fit.

However if your sleep apnea causes you to drive poorly and get into accidents this would lead to high rates. The disturbances often cause the person sleeping to come out of a deep sleep state. Therefore clients that have this condition should consider reading this entire article to learn more about sleep apnea life insurance.

The agent will need to have experience in finding policies for people who have the condition and should know those companies that have the most favorable view of applicants who have sleep apnea. And since people with sleep apnea are often restless while they sleep it can contribute to fatigue and slow reaction times when awake. The individual will then usually begin breathing again occasionally with a snorting sound.

About four in 100 middle aged men are thought to be affected in the uk compared to about two in 100 middle aged women. The best life insurance companies for people with sleep apnea. You can often have life insurance when you have sleep apnea.

Buying life insurance if you have sleep apnea is possible. Your policy will need to be reviewed by the insurer alongside a gp report that details the severity of your condition length of diagnosis treatment used and any other significant medical factors e g. We re experts in finding the companies that will approve you with the best rate based on your specific health details.

A sleep apnea diagnosis won t automatically disqualify you for a life insurance policy it might not even affect your rates at all if you follow your doctor s advice. Remember it s all about which company you apply with when it comes to preexisting health conditions.

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